Friendly contributions
Contribute steadily. Collect in full.
Join a fixed plan, contribute on schedule from your wallet, and get paid once the plan clears.

Five steps from sign-up to payout.
The order is fixed and every step is visible in your dashboard, so you always know what comes next.

Verify who you are
Confirm your identity and add your own bank account. That account is where your payout lands.

Fund your wallet
You get a dedicated account number. Transfer into it from any Nigerian bank and your wallet is credited.
Join a plan
Every plan states its contribution, schedule, duration, fees and payout before you commit a naira.

Contribute on schedule
Each due contribution is deducted from your wallet automatically, and every payment is recorded against your plan.

Clear and get paid
When the plan completes, submit it for clearance. Once approved, your payout is sent to your bank account.
Every naira, on the record.
Your plan shows each contribution as it happens: what was paid, what is due next and what you will receive.
Example plan
Weekly, 24 weeks
14/24 paid
- 15
- 16
- 17
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- Contribution
- ₦5,000
- Paid so far
- ₦70,000
Recent activity
Week 14 contribution
Deducted from wallet
-₦5,000
Wallet funded
Bank transfer received
+₦20,000
Week 13 contribution
Deducted from wallet
-₦5,000
Next contribution due in 3 days. Your wallet covers it.

Referrals
Bring someone in. Your payout grows.
When someone joins your plan with your code and keeps up their contributions, the referral qualifies and adds to your payout.
Reach the referral window
Each plan opens a window of weeks for referrals. Once your plan reaches it, your referral codes become active.
Share your code
Someone joins the same plan with your code. They become your downline and you become their upline.
Let it qualify
A referral qualifies once your downline has kept up their contributions for the weeks the plan requires.
Questions, answered.
Read all questionsStart your first plan.
Create an account, get verified, and choose a plan that fits how you earn.
Create an account